Sir Richard Branson Talks About Marketing And Business

A few marketing and business tips from Sir Richard Branson - president of VIrgin.

Donald Trump Motivational Speech - THINK BIG

Listen carefully to this speech by the billionaire Donald Trump. His tips are great, you have to think big in order to succeed in business. Control your destiny!

4 Common Reasons Why Your Car Insurance Could Be Dropped

Car insurance is probably a big expense for almost everyone so it's very important for your financial statement.

Although car insurance is regulated by state policies, there are cases where a car insurance provider will drop their policyholders for reasons that do not necessarily involve a violation against insurance laws. Auto Insurance Leads might go over these reasons when evaluating clients to be included in their listings. You may have problems looking for another insurance company if your current car insurance provider rejects you. To avoid having your auto insurance being dropped, be aware of the things that could cause this to happen to you.

You are not eligible

Insurance companies typically review an applicant's eligibility for insurance for a 60-day period. Your application can be denied if you have an undesirable history of numerous traffic violations and unfavorable claims. You could also be rejected if you do not provide proper requirements like proof of your previous insurance coverage. If the company drops your application, they will usually send you a notice in advance.

You are determined as high risk

Insurance companies usually follow a standard procedure to determine whether an applicant is inexpensive or risky to insure. If you had a lot of accidents in the past and your insurance premiums weren't enough to take care of the damages, your insurance company may drop you when they find out. Low-risk clients and people who can consistently pay their premiums are preferred by insurance companies. Felony convictions and a bad credit record will not be favorable for you and will only cause you to be assessed as high risk and make it possible for your policy to be dropped. Although there are insurance groups that specialize in providing insurance for high-risk drivers, their policies are usually very expensive.

You are involved in misrepresentation or fraud

In the event you were guilty of insurance fraud, the insurance company can end your coverage when it is legally possible. Aside from losing your policy, you may also be criminally prosecuted under state laws. If the insurance company finds out that you misrepresented information, they could also drop your policy. This may happen even after the 60-day window has passed.

Your driving history has major traffic offenses

Reckless driving and driving under the influence are among the major violations that an insurance company can use as basis to terminate your coverage. This will be the case even more so if these violations result in your driver's license being suspended. Generally, insurance companies go over vehicle reports of their customers periodically therefore previous violations will likely be found out.

Your car insurer can drop your car insurance because of different reasons but you should remember that your driver's rights are also protected by state law. In cases where you feel that your driver's rights were disregarded or that you were refused insurance coverage on unreasonable grounds, you may consult and file a report with insurance regulators.

About the Author

If you need help on Auto Insurance Leads, check out http://www.toppickleads.com/auto_insurance_leads.html

Peter Schiff on the Economy Meltdown

Why the Meltdown Should Have Surprised No One is a lecture that Pere Schiff (famous financial expert) presented 2009 on Austrian Scholar Conference. Now it's a tough economic time and he explains all that.

Self-made Millionaire at age 14

Farrah Gray is one extremely smart young man. His story is incredible. He started from zero and he became a millionaire when he was just 14 years old. This can be great inspiration for many young people who want to succeed financially. IT IS NEVER EARLY TO START
Don't listen to the poop fools who do not accept young entrepreneurs and businessman. Start as soon as it is possible.

Robert Kiyosaki about financial freedom

Robert Kiyosaki is very well know businessman. He is also top selling author of books like "Rich Dad, Poor Dad". His financial advices may help you a lot realizing how to achieve financial freedom. In this blog, I'm going to post several videos by this man, because I thing they are very easy to understand by people. You need to be a little bit smart to succeed.

How to Become a Financial Analyst

The financial analyst Gregory Bramwell-Smith speaks about how to become a professional financial analyst expert. What you need how to make it. This is a small tip but it show a possible direction. So if you want to be financial analyst start with the video below. 

Maslow Marketing: Understanding the Needs of Your Market

These are marketing basics everyone must know.

When Abraham Maslow conceived his Hierarchy of Needs in 1943, he couldn't possibly have known that it would be one of the most influential advances in the fields of marketing and human behavioral study - remaining so well into the subsequent century.

Maslow Marketing Hierarchy



The theory developed by Maslow put forth that the motivation for any action made by any human being is an unfulfilled need. When we have unmet needs, we are motivated to meet them in a specific order. Once the needs on the first level are met, we move on to the needs of the next level, and so on until we reach the top tier.
The first level that we are concerned with is our physiological needs: the basic things that keep us alive. Safety needs are met next, followed by social needs. We then move into the less tangible needs of esteem and, finally, self-actualization. Any student of the Maslow theory will understand how it can easily fit into a marketing context. When we attempt to make a sale, we are not only selling the product: we are selling the idea of the product, the image of the product, and the result of the product. We are essentially promising to fulfill one or more of the needs in the hierarchy.

Obviously, a marketing campaign will be more successful the more it appeals to the lower levels of unfulfilled need in a person's life. What this means for you, the marketer, is that knowing your audience's needs is key. A product that promises to fulfill an esteem need will be virtually useless to a customer whose safety needs are not yet met.

In order to be successful in any marketing endeavor, the first step is to get a firm grasp on the psychographic motivators to which you will be appealing. Which need on the hierarchy is your product going to fulfill? How will it fulfill this need, and how can you prove to your potential customers that it will effectively fulfill their need?

Maybe a more important question is how you can tell which level of need your potential customer is currently attempting to address. If a customer comes to you asking for your product, then they are doing a large portion of your work for you. However, it's exceedingly difficult to understand the needs of a complete stranger when you are attempting a cold sale.

The best way to overcome this obstacle is simple, and it's one that every marketer is taught from the very beginning of their career: just talk. Talk about sports, the weather, or family life - anything other than the product you are trying to sell. Chatting with your potential customer in a friendly, non-pressured way will allow you to pick up on invaluable clues about their needs.

Once you understand why your potential customer may be motivated to buy, you are one step closer to being able to fulfill their unmet need. By identifying their motivating factors, you can cater your sales techniques to each individual customer. By analyzing the needs of customers at large, you can now effectively market to your target audience as a whole.

Maslow's theory remains the basis for most management practices today. However, it can be equally successful when applied to marketing practices. The key, as always, is to know how to help your customer decide that your product will change their life.

Daiv Russell is a management and marketing consultant with Envision Web Promotion. Read more Articles about Management, learn about Abraham Maslow and Maslow's needs hierarchy at his web site.

Harvard Business: What Managers Need to Know

You don't need to know difficult financial details to be a good manager. Watch this video from Harvard Business Publishing about what managers need to know.